Navigating the Insurance Maze: Tips for Choosing the Right Policy

This type of coverage also pays for rental car expenses if your fleet needs to use a substitute while your trucks are in the shop. And it covers the cost of lost revenue if your drivers are unable to complete their contracted jobs because they cannot use their trucks. Best fire insurance

Many states require commercial auto insurance for businesses that operate vehicles. It provides liability and physical damage protection for cars, trucks, vans and trailers used for business purposes. Commercial policies typically provide higher liability coverage limits than personal auto policies. It is also possible to add optional coverages like hired and non-owned auto (HNOA), lease gap insurance, vehicle replacement and more. Best Dental Insurance

The basics of a commercial auto policy include liability coverage for bodily injury and property damage, collision coverage for cars in a crash, comprehensive coverage for non-collision related damage like fire or vandalism, and medical payments or personal injury protection (PIP) for people injured in an accident regardless of who caused it. Some policies also include uninsured motorist coverage, which pays for damages if you’re involved in an accident with a driver who doesn’t have any or enough auto insurance. Cheap Short Term Disability Insurance

Having sufficient uninsured motorist coverage is important because about one in eight drivers countrywide are without any auto insurance, according to the Insurance Information Institute. If you get into an accident with one of them, you could be on the hook for a lot of money. Uninsured motorist coverage helps protect your business from this risk. Home Insurance Near me

Commercial policies may also offer a choice of split or combined single limit limits for both property damage and bodily injury. These are the maximum amounts your policy will pay out for each category of loss. It is also common to add additional coverage for extras like towing and roadside assistance.

Cheap Insurance Company

Best Car Insurance

Cheap motorcycle insurance

Cheap Boat Insurance

Insurance For Recreational Vehicle

Progressive Off Road Vehicle Insurance

Cheap Short Term Disability Insurance

Best Long Term Disability Insurance

Best whole life Insurance

Cheap Life Insurance

Home Insurance Near me

Best Renters Insurance

Cheap condo Insurance

Best Vacation Home Insurance

Cheap Flood Insurance

Best General Liability Insurance

Cheap Commercial Property Insurance

Cheap Workers' Compensation Insurance

Best Commercial Auto Insurance

Best Small Business Insurance

Cheap Business Owners Policy Insurance

Cheap Health Insurance

Best Vehicle Insurance

Cheap Business Insurance

Best Pet insurance

Best fire insurance

Best Dental Insurance

 


Comments

Post a Comment

Popular posts from this blog

Why You Need Insurance Now More Than Ever

Image
Another key addition to a commercial auto policy is the ability to cover vehicles your business uses but doesn’t own. This includes rentals, leases and even vehicles driven by employees or executives. It is usually called non-owned auto insurance, and a specific policy will need to be written for it.  Insurance For Recreational Vehicle If you need commercial car insurance for your business, a GEICO agent can help you understand the requirements in your state and write a policy that fits your needs. They can also advise you on additional options like leased or financed vehicle coverage, rental reimbursement, towing and other coverages to help keep your business moving.  Home Insurance Near me Whether your business is a general contractor with a fleet of work trucks, a bakery with delivery vans, a service company that sends out repair technicians in the field or a professional services firm such as an attorney, accountant or ad agency, commercial auto insurance provides li...
Read more

The Importance of Renters Insurance: Protect What Matters

Many car insurance companies offer a variety of discounts. But not all of them are created equal. Do some sleuthing to uncover hidden gems that could help you save.  Cheap Insurance Company    For example, some insurers reward good students with lower rates, and other insurers may offer discounts for paying your premium using electronic recurring payments or paperless billing. And bundling your auto policy with home, renters, or life insurance policies can unlock additional savings, too.  Best Renters Insurance Also, make sure you’re actually getting the coverage you think you’re getting. While many people opt for the bare minimum of liability coverage to reduce their premiums, this can be a mistake. If you’re ever in an accident, it’s likely you’ll need more than the minimum amount of coverage to cover your medical expenses and the repair or replacement cost of your vehicle.  Best Renters Insurance The type of vehicle you drive can also affect your car insuranc...
Read more

How to Save on Car Insurance Without Sacrificing Coverage

There are a number of easy ways to save on car insurance without sacrificing coverage. Adding a driver who has good driving history to your policy, for example, can lower your rates.  Cheap Insurance Company Also, reviewing your policy on a regular basis is important. Life changes like moving, a new job or a change in your vehicle can affect your rate.  Best  Car Insurance The single most effective way to save on car insurance is to drive safely. Insurance rates are based on a number of factors, including accident risk, so the more you avoid accidents and tickets, the lower your rate will be.  Cheap Insurance Company You can also save on car insurance by taking advantage of discounts that insurers offer. For example, some companies provide a discount for drivers who haven't had any accidents or violations for a certain period of time. Others may offer a discount through a usage-based program, where you use a device or app to monitor your driving behavior and earn rew...
Read more